Individual & Family
Private health plans built around your household's doctors, prescriptions and budget.
- PPO, EPO & HMO options
- Nationwide networks available
We compare plans from leading carriers side by side and help you pick the one that fits your health, your family and your budget. Our advice is free, and we stay with you after you enroll.

Raziya BeersinghFounder & Senior Health AdvisorTell us a little about yourself. Be on the lookout for a call! Raziya will personally reach out to you at the contact information provided.
Takes about one minute.
Choose a free 30-minute phone call with Raziya. No pressure and no obligation, just honest guidance on your options.
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Insurance is personal. We take time to learn about your doctors, your prescriptions and your budget before we recommend a plan.
We shop multiple top-rated carriers at once and compare premiums, deductibles and networks, so you don't have to.
The carriers pay us, not you. You get expert help and the plan costs the same as buying it on your own.
There's no call center and no script. You get one advisor who knows your situation and picks up when you call.
We don't work for any one insurance company. That means we can recommend whichever plan is best for you.
Most clients go from their first conversation to active coverage in one to two days.
We help a first-time buyer and a growing team with the same care, whether it's one policy or fifty.
Whether it's your first plan, you're growing your family or you're offering benefits to your team, we'll find coverage that fits.
Private health plans built around your household's doctors, prescriptions and budget.
Employer health benefits for teams of 2 or more that help you hire and keep good people.
Coverage for freelancers, gig workers and business owners, set up to help you make the most of your deductions.
Stand-alone dental and vision plans that work with any health plan, from checkups to major care.
Critical illness, accident and hospital indemnity plans that help pay costs your main plan doesn't cover.
Not sure how the ACA Marketplace compares with private plans? We'll explain the differences in plain language.
Buying health insurance on your own means reading fine print for hours. With us, it takes one conversation.
| What you get | On your own | With Us |
|---|---|---|
| Compare many carriers at once | ✕ | ✓ |
| Unbiased, independent advice | ✕ | ✓ |
| Doctor & prescription check | ✕ | ✓ |
| Dedicated licensed advisor | ✕ | ✓ |
| Help with claims & renewals | ✕ | ✓ |
| Extra fees for the help | — | $0 |
A 30-minute phone call to learn about your health, your doctors and your budget.
We shop our carriers and bring you a short list of plans that fit, with clear side-by-side numbers.
Pick the plan you like. We handle the application and paperwork, usually within 24–48 hours.
Questions about claims, life changes or renewal? Call your advisor directly, any time of year.

I founded Beersingh Health Advisors with one goal in mind: to make finding health coverage feel simpler, more personal, and a lot less overwhelming.
I saw how frustrating the process could be for clients who were being contacted by multiple agents from different companies, all while trying to understand what options were actually available to them. I wanted to create a better way.
By offering access to both public Marketplace and private market options, I’m able to help clients compare their choices in one place without the hassle of juggling countless calls and conversations.
I believe choosing health coverage should feel clear, comfortable, and personalized, and my goal is to make sure every client feels informed, supported, and confident in the option they choose.
Love love love Raz!!! She is my agent forever! She is so pleasant and very professional and honest in what she does. She gave me lots of advice on the best health insurance policies and I love my new plan. 10/10!!
I had an amazing experience with Ms. Beersingh. I was indecisive on insurances, and she talked me through all my options and helped me pick the best one for me and my needs! I wholeheartedly recommend her services to everybody. She's the best!
Great experience with Raziya. Thank you for the help and knowledge given for me and my family's health insurance policy. We are content with our new option you recommended for us!
If you live in one of these states, we can help you find and enroll in coverage. Don't see yours? Call us anyway, because we're always adding new states.
NPN 20849845
Have a question that isn't here? Call us. We're happy to talk it through.
Yes. The insurance company pays our commission, and your premium is the same as buying the plan directly. You never pay us a fee.
Often, yes. Before we recommend a plan, we check that your doctors, hospitals and prescriptions are in its network.
Anyone can enroll during Open Enrollment each fall. Many private plans, and major life events like moving, marriage, a new baby or losing job coverage, also let you enroll at other times of the year.
Yes. We design group health, dental and vision packages for teams of two or more, and we help your employees enroll.
We focus on individual, family, group and supplemental health coverage. If you need Medicare or Medicaid, we'll point you to the right resource.
Book a free, no-pressure 30-minute consultation. We'll walk through your options together and answer every question.